Living in Pattaya on 20,000THB per month

20,000THB baht = $560 / £391 / $787 (AUS)

For many single or retired men, living in or retiring to Pattaya Beach, Thailand is something that can only be dreamed of. It’s true, that in the eyes of millions of unmarried males across the globe Pattaya Beach is perceived as the ultimate Mecca, the Promised Land and the Land of Plenty in which to reside … and also in respect to female companionship. In short, from the male point of view, living in Pattaya is thought to be nothing less than perfect.

As we all know, perfect is when something just can’t get any better. It literally means that you don’t want to change a thing … not one single thing. Unfortunately, because the words “perfect” and “affordable” rarely go hand in hand, some individuals are convinced that Pattaya’s perfection is flawed by the amount of money it takes to live there. It’s true that the fabled city has a well earned reputation as a money sewer, err … I mean a holiday resort that is capable of carving up a guy’s wallet faster than those raptors in that dinosaur movie.

That’s why so many bachelors are content to spend their annual two week holiday in the so called “Promised Land” that is Pattaya. Most however, do not stop to think that during their holiday thousands of English pounds or U.S. or Australian dollars will likely disappear like a pat of butter on a hot frying pan.

But think about that situation in reverse for a moment. If you lived in Pattaya 365 days a year there’s no way that you’d go through money like a tornado through a trailer park day in and day out. That combined with the fact that it’s far less expensive to reside in Thailand all year long than you may think.

Like any urban area, Pattaya City is far from perfect. The weather can be unmercifully hot and humid. The city’s traffic all too often moves slower than a cooling lava flow, and at times it seems as if all of the city’s residents and businesses are devoted to the task of separating as much money as humanly possible from the foreign nationals who live or are on holiday In Pattaya.

The positives of Pattaya far outweigh the negative. For example, living in Pattaya is far less expensive than living in an American, Australian or European city. Its nightlife is stupendous on a magnificent level. Plus, living in Pattaya’s way ahead of whatever’s in second place!

I can’t promise you that living in Pattaya Beach, Thailand will be your personal Stairway to Heaven, because sadly for some, it’s been their very own Highway to Hell. But what I can promise you is that, barring unforeseen emergencies, you can realistically live in Pattaya Beach, Thailand with a modest monthly income of just 20,000 Thai baht or roughly:

£391 English pounds
$560 U.S. Dollars
$787 Australian dollars

Okay, maybe 20,000 Thai baht per month won’t make you feel as if you are living in the middle of a James Bond film, but it is enough cash to buy you everything you need and nothing that you don’t. Think about it, if your monthly stipend or pension is in the 20,000 Thai baht range, where would you rather live, in Pattaya Beach, Thailand or be stuck in dreary old Belfast, Adelaide or Kansas City?

The Cost of Living in Pattaya

Living in Pattaya on 20,000THB per month

Because 20,000 Thai baht per month is not an extravagant sum of money, a certain amount of belt tightening may be required in regard to your monthly expenditures. What this means is that you will no longer be able to eat steak and lobster at your leisure. You can also cross caviar, designer chocolates and French champagne of your weekly shopping list for groceries. By no means will you be going hungry.

The following is a fabricated budget is based on actual experience of living in Pattaya, Thailand. As of February 2016, this budget reflects a very realistic average of what one could expect to purchase each month with a maximum budget of 20,000 Thai baht.

Naturally, what each person needs and wants from month to month will vary. Therefore, the amounts from most, but not all of the following topics can be either be increased or decreased to meet the requirements of your particular lifestyle.

Visa

Spending money on a visa may seem like a waste of money, especially when you are operating on a small monthly income. The visa, and in particular a Thai Retirement or Type O/A Long Stay Visa is without a doubt, one of the most important annual expenditures you will make.
If you are caught without a valid visa in the Kingdom of Thailand, you will be arrested, fined, deported, and then your name will be placed on a blacklist, which will prevent you from reentering Thailand for a period of up to ten years, depending on the length of your visa overstay. So no matter what, make your visa a priority!

As long as you avoid hiring a professional visa service or a Thai lawyer, the cost of your annual Thai retirement visa is currently 2,000 Thai baht. In addition you will need a couple of spare passport photos, as well as photocopies of various pages from your passport.

If you divide the cost of the above by the twelve months of the year, which also happens to be the period of time for which the visa is valid, it will cost you approximately 170 Thai baht per month. So we will begin our monthly expenditures by adding 170 Thai baht to our imaginary shopping cart. For more information about the Thai retirement visa visit:
https://lovepattayathailand.com/2017/03/10/everything-need-know-thai-retirement-visa/
Shopping Cart

170 baht – Visa

Accommodations

Living in Pattaya on 20,000THB per month

Someone who I respect once told me that you should never spend more than 30% of your monthly income to keep a roof over your head. On a monthly budget of 20,000 baht that means that you should try find a rental that is priced at no more than 6,000 Thai baht per month.

That amount will place you somewhere near the bottom rung of the price scale for property rentals that are aimed at foreigners. On the bright side, it will put you near the top of the price scale in regard to rental properties that are intended for middle class Thais. However, this does not necessarily mean that you have to rule out the less expensive Thai style apartment whose low rental price is designed for Thais whose monthly salary is less than 20,000 baht.

The task of finding a Thai style apartment can be challenging for foreigners, especially if their Thai language skills are less than fluent or conversational. Because of this, I would recommend that you first contact one Pattaya’s many estate agencies or property management firms such as Love Pattaya Property.com They will be more than happy to let you know if they have anything available in or near your price range.

If you are comfortable sharing a two bedroom condo, shophouse or house with a roommate, then you can upgrade from a Thai style apartment to a rental property with a price tag of 12,000 or so Thai baht per month. Most estate agents will be able to line up dozens of properties in that price range for you and your roommate to look at. Bear in mind that the further the rental property is from downtown Pattaya, the cheaper its rent will be. If you do not mind traveling the extra distance to get to Central Pattaya’s shopping and entertainment districts, finding a place on the city’s outskirts could potentially save you a few thousand baht, or at the very least ensure that you get a much higher quality rental for your money.

If the estate agent strikes out, then you will need to resort to finding an upscale Thai style apartment on your own. By that I mean you must use your own two feet and wander up and down the sois that bisect and dissect the neighborhoods in which you’d like to live. If you see something that has potential, speak to the building’s manager. If the manage is not there or if you’re having trouble communicating simply ask for a business card or jot down the building’s pertinent information and continue browsing the sois.

Compile a list of the apartments that looked like they were up to your standards. Then go back with a Thai friend and let him or her do all the talking. While that are doing that you can determine whether or not you think you could live comfortably in that particular apartment. While examining the room be sure to check such things as the water pressure, how well the toilet works, whether the apartment includes wifi and cable TV and so on.

Most Thai style apartments in the 5,000 to 6,000 baht price range are fully furnished and already have some form of internet service, as well as ceiling fans and sometimes an air conditioner. In fact my all time favorite apartment was a 6,000 baht per month place just off of Soi Bukhow in central Pattaya.

Just to give you an idea of how much cheaper rent in Pattaya is than where you might be living, at the time of posting, 6,000 Thai baht is the equivalent of just a little more than: £115 English pounds – $168 U.S. dollars – $237 Australian dollars!

The exact figure of your place will likely vary, but for the purpose of this budget we will throw another 6,000 Thai baht into the shopping cart to cover the monthly rent.

Shopping Cart
170 baht – Visa
6,000 baht – Apartment

Sub Total: 6,170 Thai baht

Utilities

After your Thai visa and your living quarters are sorted out, it’s time to examine the cost of the monthly utilities that are needed to keep your new residence in Pattaya functioning. The amount you pay for each utility can vary drastically based on how often you use them and to whom you must pay the bill.

Electric

Living in Pattaya on 20,000THB per month

In Thailand the price of electricity is measured by the “unit”. The price you pay per unit of electricity is determined by who it is that you pay your monthly bill. For example, if your electric bill arrives in the post from the government owned and operated Provincial Electricity Authority or ‘PEA’, you will be charged the official government rate, which is just a fraction over 4 Thai baht per unit. The most likely rental properties whose electrical meters are regulated by the PEA are typically private homes, shophouses, townhouses and condominiums.

Experience has shown that just about every apartment building owner in Pattaya adds a surcharge per unit onto the government electricity rate in order to boost their monthly profits. The amount charged per unit of electricity will vary from apartment to apartment and will typically fall somewhere between 7 and 12 Thai baht per unit.

As you check out the various apartments always inquire how much they charge per unit of electricity. If possible try to avoid the apartments with the higher rates because they will just about double or triple the amount you pay per month for your electricity. It is also worthwhile to inquire the age of the building as the wiring in an older apartment building often consumes as much as 75% more electricity, compared to the more efficient wiring found in a newer building.

If you’re having trouble deciding which apartment unit to rent, always go with the newest apartment or the one that charges the least per unit for electricity. Since you will likely opt for an apartment that has an air conditioner, let’s estimate the monthly electric bill at 1,200 Thai baht. If you find that your bill’s less than that amount, well that just means that you’ll have more money to put towards food, entertainment or whatever.

Shopping Cart
170 baht – Visa
6,000 baht – Apartment
1,200 baht – Electricity

Sub Total: 7,370 Thai baht

Water

The amount of the monthly water bill is never very much. But just like the electricity, the amount you pay per unit varies from place to place for the exact same reasons that the price of electricity varies. As a reference point, the official government price for one cubic meter of water (one unit) is right around 13 Thai baht. That price also includes all of the taxes.

If the water bill arrives in the post from the Provincial Water Authority (PWA) of Pattaya or Chon Buri, you will be paying the lower government rate of 13 baht. If your bill is attached to the monthly rental bill and is hand delivered by the building’s owner or manager, then in most instances you are paying anywhere from 14 to as much as 50 Thai baht per unit because the building’s owner has added a surcharge to the official government price. It’s also not unusual for some rental properties to charge a flat fee per month regardless of how many units of water you use or don’t use. For a one bedroom apartment a flat fee usually run in the 150 the 200 Thai baht range.

For as long as I can remember, when living in my own, I’ve never used more than four units of water per month. However, if you have a partner, a family, a pet or a garden that amount will increase proportionately. For a single person 150 Thai baht per month for water should be more than adequate. So that is the amount we will add into the shopping cart for water.

Shopping Cart
170 baht – Visa
6,000 baht – Apartment
1,200 baht – Electricity
150 baht – Water

Sub Total: 7,520 Thai baht

Internet

Living in Pattaya on 20,000THB per month

In respect to the internet service in an upscale Thai style apartment, you will likely be faced with one of the three following options:

• The apartment’s rent may include free wifi.
• The apartment may charge anywhere from 200 to 300 Thai baht per month for using their wifi.
• The apartment may have a dedicated Ethernet cable internet connection for which they charge anywhere from 300 to 500 Thai baht per month.

If the apartment you choose does not have any of the above options, it is sometimes possible to pick up a wifi connection from a nearby building for free. Also if you ask the owner or manager of nearby, whose wifi is password protected, they may allow you to use their wifi for a modest monthly fee of 100 or 200 Thai baht per month.

If having the internet is not that important to you, then you can get by without having it in your room. When you do need it, you can use the free wifi that is found in numerous public restaurants, bars and coffee shops, or you can visit one of the many internet shops that charge 30 to 40 Thai baht per hour or 10 to 20 Thai baht for approximately twenty minutes.

Based on my experience, the internet rates charged by most Thai style apartments will range between 200 and 400 Thai baht per month. Therefore we’ll add the average price of 300 Thai baht per month for internet service to our shopping cart.

Shopping Cart
170 baht – Visa
6,000 baht – Apartment
1,200 baht – Electricity
150 baht – Water
300 baht – Internet

Sub Total: 7,820 Thai baht

Cable TV

Because the Thais enjoy watching TV as much, if not more than most foreigners, just about every Thai style apartment across Pattaya will already be equipped with one form or another of cable TV. The particular cable TV company, as well as the number of channels will vary from building to building. However, even the most basic cable TV package will include a broad spectrum of channels that cover several languages. For example, you will always find a number of Thai channels, a couple of English movie channels four or five English news and sports channels, a couple of American and English channels showing that nations popular TV programs, and a host of other foreign language channels made up of French, German, Russian, Japanese, Chinese etc.

If you get lucky you may even find a Thai apartment that offers satellite TV, which will considerably increase the number of channels available. The cable TV rates charged by Thai style apartments vary between “included in the rent” to as much as 500 Thai baht per month. The average price however, seems to hover in the 200 to 300 baht per month range. Therefore, adding 300 Thai baht to the shopping cart should be enough to cover this monthly expenditure.

Shopping Cart
170 baht – Visa
6,000 baht – Apartment
1,200 baht – Electricity
150 baht – Water
300 baht – Internet
300 baht – Cable TV

Sub Total: 8,120 Thai baht

Phone

Living in Pattaya on 20,000THB per month

Common sense dictates that if you’re a talker, the amount you spend on phone credit each month will be higher. Conversely, if you’re a listener, then the amount you spend will be much lower. Therefore how much you spend per month on phone credit is entirely up to you as they like to say here in Thailand.

Presumably when you arrived in Thailand, you were already in possession of a mobile phone. And presumably, sometime between then and now you’d purchased a Thai SIM card which would allow your mobile phone would to function properly in Thailand.

Personally, I use my mobile phone very little. I instead rely on email to perform the bulk of my communication. Using email rather than your mobile costs nothing once you have an internet connection or wifi. When I do use my mobile phone, I keep my conversations brief and to the point. Because of that, I routinely spend somewhere in the neighborhood of 50 to 100 Thai baht on phone credit each month. Unless you’re always on the phone or using your smartphone to access the internet, you should have no trouble getting by on twice that amount, which of course, requires adding another 200 Thai baht to our shopping cart for phone credit.

Shopping Cart
170 baht – Visa
6,000 baht – Apartment
1,200 baht – Electricity
150 baht – Water
300 baht – Internet
300 baht – Cable TV
200 baht – Phone

Sub Total: 8,320 Thai baht

Laundry

Not wearing clean clothes is an excellent way to prevent strangers from invading your personal space. However effective that strategy may be, the Thai people, who are very hygienic, will not think highly of you or your aroma as they pass you by on the street … Nor will most foreigners. This fact makes doing laundry or having it done for you, on a regular basis a matter of grave importance.

That being said, there are really just two options in respect to keeping your clothes clean. One is doing your own dirty laundry with the assistance of a coin operated washing machine. The other is dropping your dirty laundry off at the neighborhood laundry and allowing them do it for you.

The most inexpensive method is to use a coin operated washing machine. These are nearly always located on or nearby the property of most apartment buildings. Where I currently live, each load of laundry requires four 10 baht coins, and maybe 5 baht worth of washing powder, plus about one hour’s time for the machine to successfully complete its cycle. If you do one load of laundry per week, you will spend 180 Thai baht per month.

If you choose to use a professional laundry service depending on their rates, the same four loads of laundry per month will likely cost roughly 500 to 800 Thai baht.
Because a 20,000 Thai baht monthly budget is closer to the low end of the budget spectrum, I recommend that you stick with the do it yourself coin operated machines. Therefore, we will now add 180 Thai baht to our shopping cart for laundry.

Shopping Cart
170 baht – Visa
6,000 baht – Apartment
1,200 baht – Electricity
150 baht – Water
300 baht – Internet
300 baht – Cable TV
200 baht – Phone
180 baht – Laundry

Sub Total: 8,500 Thai baht

Food

Living in Pattaya on 20,000THB per month

When it comes to the types of food we enjoy, we are all drawn to different tastes. That’s why of all the monthly expenditures on this budget, the topic of food is arguably the most difficult to quantify. In other words, what I like to eat will be different from what you like to eat, and what you like to eat will not be the same as what another person likes to eat. That means that predicting how much money you or anybody else will spend each month on “food“ is just about impossible.

If you haven’t noticed we’re on a budget here, so that means that we can only spend so much each month. Remember, the more money you spend on food the less money you’ll have to spend on other things Therefore it all boils down to a matter of priorities. But for this less than large budget, I’ve set aside 6,000 Thai baht for food. That’s right, around 1,500 per week.

That also pretty much limits what we can eat to Thai street food and of course cooking for yourself. Once every so often you can treat yourself to a meal in a Western restaurant but this wont be an option for your regular food intake. Eating the Thai street food as it turns out is very, very tasty and inexpensive. On most days I eat two times … once around mid morning and then again in the late afternoon. In between those two meals I typically eat a snack of some sort. Add to that a couple of beverages and my nutritional needs are for the most part taken care of.

By the way, if you buy a six pack of 1.5 liter bottles of water, instead of individual bottles, each bottle will cost approximately 10 baht as opposed to the 14 baht for an individual bottle. I average about one bottle of water per day. I also buy a large Thai iced tea from a street vendor, which is delicious, for 30 Thai baht.

The average rice based Thai stir fry, noodle dish or Thai curry, when purchased from a street vendor runs between 45 and 65 Thai baht. If you prefer to eat more meals at budget Western style restaurants – and Pattaya has a lot of them, you’ll be able to select from an extremely wide range of Western cuisines but with your budget you’ll need to be careful not to over indulge.

Check out some of the most popular restaurants in Pattaya here…https://lovepattayathailand.com/food-drink/

The cheapest option for eating 3 square meals a day would of course be to cook for yourself. Buying your produce from local markets or supermarkets and cooking and pre-paring your meals at home could save you from spending much money on food each week. For example: 1kg of chicken breast from the supermarket will cost just 170 Thai baht. Some cheaper living arrangements wont always provide you with cooking facilities but electric hobs can be purchased for as little as 1500 Thai baht and microwaves for less than 1000 Thai baht.

Because Pattaya has a massive variety of foreign food restaurants and fast food outlets to choose from, you’ll have no trouble finding any type of food that you like.  Most, if not all of these eateries offer daily and weekly specials, as well as various buffets and other special promotions. So at any time of the day or night, whether you fancy a burger, pizza or full English breakfast, there’s always an inexpensive alternative.

As we said at the start of this chapter,  Its a very difficult to put an exact price on the total cost for food each month. If your cooking for yourself, you could spend as little as 1000 Thai baht per week but as its unrealistic to consider cooking every meal for yourself every day of the week we have split the difference. Originally we allowed 2000 Thai baht a week for food but lets call it 1500 Thai baht per week.

Shopping Cart
170 baht – Visa
6,000 baht – Apartment
1,200 baht – Electricity
150 baht – Water
300 baht – Internet
300 baht – Cable TV
200 baht – Phone
180 baht – Laundry
6,000 baht – Food

Sub Total: 14,500 Thai baht

Transportation

Living in Pattaya on 20,000THB per month

The trick to not spending a great deal of money every month for transportation is selecting an apartment that is within walking distance of the places you frequent. I’m talking about places, such as grocery stores, favorite restaurants or bars, as well as mundane shops like convenience stores, barber shops, etc. Do your best to find an apartment that is not more than 15 minutes walking distance from at least half of the places you frequent.

For all of the locations that you either cannot, or choose not to travel to by foot, most can likely be reached via a short journey on either a baht bus or a motorbike taxi. The Thai baht buses which travel fixed routes, at just 10 Thai baht each way, represent one of the best values in all of Pattaya. The fare for a motorbike taxi must always be negotiated before you even get on the bike. In theory, the minimum fare for a short journey of maybe a kilometer or two is roughly 30 Thai baht (one way). The price goes up from there, depending on the length of the journey, the mood of the driver, and how gullible he or she thinks you might be.

As a rule I either walk or ride the baht bus and try to avoid taking a motorbike taxi as much as possible. Therefore, I probably only spend 100 to 150 Thai baht per month for my personal transportation needs. For this particular budget, we’ll kick it up by 50 baht and add a total of 200 Thai baht to the shopping cart to cover transportation.

Shopping Cart
170 baht – Visa
6,000 baht – Apartment
1,200 baht – Electricity
150 baht – Water
300 baht – Internet
300 baht – Cable TV
200 baht – Phone
180 baht – Laundry
6,000 baht – Food
200 baht – Transportation

Sub Total: 14,700 Thai baht

Entertainment

Like a small child waiting for Santa Claus to squeeze down the chimney on Christmas Eve, we have finally arrived at the much anticipated entertainment portion of the budget. The word “entertainment” in respect to Pattaya can be interpreted as meaning many things. Each one of you will have to work out what your own personal definition for entertainment is.

However, if you have chosen Pattaya as your new home away from home you may have done so because you already know that Pattaya’s nightlife is supercharged like a cocaine addict with a can of Red Bull up each nostril. Or perhaps it’s because you’re aware of the fact that no matter where you are in Pattaya, you’re never more than five minutes away from at least half a dozen bars, pubs or clubs that serve alcohol. Then again, some of you may find interest inside one of Pattaya infamous go-go bars, all of which serve up female companionship in one form or another to its solvent and not so solvent customers.

Check out some of the Agogo Bars we have in Pattaya here…https://lovepattayathailand.com/listing-category/bars-nightlife/

There’s plenty of sand, sea and sun to be had in Pattaya. The city also has a venue, club or facility that is devoted to just about every type of sport that mankind has ever invented. Whatever your definition of “entertainment” includes sightseeing, shooters, Sheila’s, shemales, spas, shopping, swimming, surfing the net or just being sanuck, the chances are very good that you’ll find it in abundance here in Pattaya.

It doesn’t really matter if you have the prestigious budget of a prince or the paltry budget of a pauper, you will have no problem partaking in whatever it is that entertains you in Pattaya. On a 20,000 Thai baht per month budget that allows you to spend 1,250 baht per week, or a total of 5,000 Thai baht per month on entertainment. That amount should be more than adequate, provided that you pace yourself. If you are capable of controlling yourself, you could have one big and a couple of small nights out per month or you could have several medium sized nights out or multiple quiet nights out. It’s your money after all, so you may spend it as you wish.

Moving on, we’ll just plunk another 5,000 Thai baht into our nearly full shopping cart for entertainment.

Shopping Cart
170 baht – Visa
6,000 baht – Apartment
1,200 baht – Electricity
150 baht – Water
300 baht – Internet
300 baht – Cable TV
200 baht – Phone
180 baht – Laundry
6,000 baht – Food
200 baht – Transportation
5,000 baht – Entertainment

Sub Total: 19,700 Thai baht

Other

Living in Pattaya on 20,000THB per month

Obviously our lives require much more than just shelter, utilities, food, a means of getting about and various forms of amusement. In order for our lives to be completely comfortable, each of us needs such things as sun screen, extension cords, shampoo, spare keys, eating utensils, and so on. Collectively I have lumped all of these dissimilar but necessary articles into a single category called “other”.

Most of us will have arrived in the Land of Smiles with the most basic necessities that fall under the umbrella of other. Moving into a new place typically requires purchasing a number of household items that you did not bother to pack into your suitcase. But once you’ve purchased, bathroom towels, bed clothes and kitchen ware, if you are able to avoid buying on impulse those items that you really don’t need, you’ll discover that you really don’t need to buy more “stuff” on a daily basis. Therefore you buy it when you need it and not before. After all, unless you’re a collector, how many umbrellas or laundry baskets does one really need?

When the time does comes to buy a new a new pair of shoes, an alarm clock or a television remote control, shop around for the best price before you purchase. If you haven’t noticed, here in Pattaya, in between the shopping malls and major department stores there are countless small shops and budget establishments selling life’s necessities at lower prices than the shopping malls.

If I find that I need more than a few articles during a single month, I purchase only those articles that are urgently needed. I wait until the next month to buy the remaining items that I still need. Unless something indispensable, like my pedestal fan or computer monitor dies, I find that I rarely spend more than 1,000 Thai baht per month on “other”. So we will place 1,000 Thai baht into our shopping cart for other.

Shopping Cart
170 baht – Visa
5,000 baht – Apartment
1,400 baht – Electricity
150 baht – Water
300 baht – Internet
300 baht – Cable TV
200 baht – Phone
180 baht – Laundry
6,000 baht – Food
200 baht – Transportation
3,600 baht – Entertainment
1,000 baht – Other

Grand Total: 20,700 Thai baht

If I’ve done the sums of our Living in Pattaya for 20K Per Month budget correctly, all of the above totals 20,700 Thai baht. Depending on your personality and lifestyle choices you may spend more of your budget in other areas. Some of you may spend less of your budget on your accommodation and food each month and will look to spend more each month for entertainment purposes.

For the home owners living back in the UK, USA, Australia and the rest of the Western World you may interested to know that the capital in your homes could actually be making you fixed returns of 10% if invested elsewhere. For more information on this investment opportunity please visit emergingtrendsgroup.com

If your interested in knowing more about this investment opportunity watch this short presentation video for a brief explanation.

  1. This lawyer stuff is complete fantasy – you cannot get a retirement visa with less than 65k income a month to show immigration. IF an agent puts the money in for you, you’re looking at about 14,000 to 18,000 a year. Yes you probably could ‘live’ on 20,000, BUT you must have income of 65,000 retired or 45,000 married or 18,000 ish a year for an agent.

  2. Please send me more about this hotel investment details.

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